How to Move to Canada Without Money and Work as a Foreigner
Canada is one of the most desirable destinations for immigrants due to its strong economy, high quality of life, and welcoming immigration policies. It consistently ranks among the top countries in terms of livability, healthcare, and job opportunities, making it an attractive choice for those seeking a better future.
However, many aspiring migrants wonder if it’s possible to move to Canada without money and secure a job as a foreigner.
While financial constraints can make the process challenging, there are strategies that can help you immigrate and find employment even with limited funds. By understanding Canada’s immigration pathways, leveraging job search strategies, and taking advantage of available resources, you can increase your chances of successfully relocating.
Additionally, networking, applying for employer-sponsored visas, and utilizing government programs can further assist in making your move more feasible. This article will provide you with essential insights and actionable steps to help you navigate this journey effectively.
Related: How to Secure Free Visa Sponsorship to Move to Canada in 2025
1. Understanding Canada’s Immigration Pathways
Canada offers several immigration pathways that allow foreigners to live and work in the country. While most programs require proof of funds, some have exceptions for those who already have a job offer. Here are the key pathways:
a. Express Entry System
The Express Entry system is the most common immigration route for skilled workers. It includes three main programs:
- Federal Skilled Worker Program (FSWP)
- Federal Skilled Trades Program (FSTP)
- Canadian Experience Class (CEC)
To apply through Express Entry, you need to meet specific eligibility criteria, including work experience, language proficiency, and education. While this program typically requires proof of funds, an employer-sponsored job offer can exempt you from this requirement.
b. Provincial Nominee Program (PNP)
Every Canadian province has its own Provincial Nominee Program (PNP), which allows them to select skilled workers based on local labor shortages. Some PNP streams do not require a high level of savings if you have a job offer from an employer in that province.
c. Temporary Foreign Worker Program (TFWP)
The Temporary Foreign Worker Program (TFWP) allows employers to hire foreigners when no Canadian workers are available. If you secure a valid Labour Market Impact Assessment (LMIA)-approved job, you can apply for a work permit and move to Canada.
d. Working Holiday Visa
The International Experience Canada (IEC) Working Holiday Visa is available to young people from specific countries. This visa allows you to live and work in Canada temporarily while searching for permanent job opportunities.
2. Finding a Job in Canada from Your Home Country
Securing a job before moving to Canada significantly improves your chances of immigrating without substantial savings. Here are effective strategies to land a job while still in your home country:
a. Job Portals and Online Applications
Many Canadian employers recruit foreign workers through job portals such as:
- Job Bank Canada (official government site)
- Indeed.ca
- Workopolis
- Monster Canada
- LinkedIn Jobs
To increase your chances, tailor your resume and cover letter to Canadian standards, emphasizing relevant experience and skills.
b. Recruitment Agencies
Several recruitment agencies specialize in hiring foreign workers for Canadian employers. Some reputable ones include:
- Canada Connect
- Global Hire
- Hays Canada
These agencies help match job seekers with employers willing to sponsor their work permits.
c. Networking and Referrals
Networking is a crucial aspect of job hunting in Canada. Join LinkedIn groups, participate in industry forums, and connect with professionals already working in Canada. Employers are more likely to consider candidates referred by their existing employees.
3. Applying for a Work Visa or Work Permit
Once you have a job offer, the next step is to apply for a work visa. The process varies depending on the type of job and visa category:
a. Employer-Specific Work Permit
An employer-specific work permit allows you to work for one particular employer. Your employer must provide:
- A valid job offer letter
- Labour Market Impact Assessment (LMIA) (unless exempt)
b. Open Work Permit
An open work permit lets you work for any employer in Canada. It is available under specific categories such as:
- Spouse or common-law partner of a skilled worker or student
- International graduates from Canadian institutions
c. Seasonal Work Visa
Canada also offers seasonal work permits for agricultural and hospitality industries, often without requiring high qualifications.
4. Affordable Housing Options for New Immigrants
When you arrive in Canada, finding affordable accommodation is crucial. Some cost-effective options include:
a. Government-Assisted Housing
The Canadian government offers temporary housing assistance programs for new immigrants.
b. Hostels and Shared Rentals
Websites like Kijiji, Craigslist, and Facebook Marketplace help newcomers find affordable shared housing.
c. Employer-Provided Accommodation
Some Canadian employers provide free or subsidized housing to foreign workers, particularly in seasonal industries.
5. How to Survive in Canada Without Money

If you arrive in Canada with minimal funds, there are several ways to sustain yourself while settling in:
a. Free Settlement Services
The Canadian government and nonprofit organizations provide free settlement services such as:
- Job search assistance
- Language training
- Temporary financial aid
b. Community Support Groups
Ethnic communities and religious organizations often support newcomers by offering food, shelter, and networking opportunities.
c. Low-Cost Public Transportation
Canada has an extensive public transport system. Newcomers can save money by using discounted public transit passes available in major cities.
6. How to Apply for Permanent Residency While Working
Once you have a job in Canada, you can transition to permanent residency (PR) through:
a. Express Entry System
If you gain Canadian work experience, your CRS (Comprehensive Ranking System) score improves, increasing your PR chances.
b. Provincial Nominee Program (PNP)
Some PNPs allow temporary foreign workers to apply for PR after six months to one year of employment.
c. Canadian Experience Class (CEC)
If you work in Canada for at least one year, you may qualify for PR under the CEC program, which prioritizes applicants with Canadian work experience.
Moving to Canada without money and securing a job as a foreigner is challenging but possible with the right approach. Focus on networking, applying for employer-sponsored visas, and utilizing free settlement resources to make your journey smoother. With determination and planning, Canada can become your new home even with limited financial resources.